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Now is the Time to Buy!
"Because of the power of leveraging, a $10,000 (investment) used for a down payment on a typically priced home in the US at a typical home price appreciation of 5% will return $110,000 after 10 years. The same $10,000 invested in the stock market appreciating at 10% annual increases will result in $23,600. No wonder the data from the Federal Reserve shows consistent results year-after-year of the staggering difference in net worth between homeowners and renters. A typical homeowner had $184,000 in net worth verses only $4,000 for a typical renter.
... It's also important to point out that times of crisis often turn out to have been times of opportunity in hindsight. With over four million net new job additions in the past two years, the time frame during which home sales have steadily fallen, a significant pent up demand has developed. Home sales and home prices will be higher in 2008 compared to 2007. And, as with any investment, look longer term. Those investing in a home and keeping it for a typical holding period of six to ten years will likely see their investment pay off; those homes will have been a good investment."
- excerpted from The Long View by Lawerence Yun, Vice President National Association of Realtors Research
With the continuing economic changes in our society it is more important than ever for every person to educate themselves on personal finances. Social Security may not be available for many of us when we reach retirement age and with the continued outsourcing of jobs and layoffs by major corporations it is vital that we each find a way to become financially independent.
The first step toward building personal wealth and gaining financial independence is owning your home. Everyone can and should own a home. Whether you have a bankrupcy, foreclosure, bad credit or no credit you can buy a home. All it takes is determination, time and information.
You can find all the information you need on your own and even purchase a home on your own, but a dedicated Real Estate professional can make the process easier. A professional should be willing to help you no matter what your circumstances. Don't let the embarassment of exposing your past mistakes keep you from moving forward to secure your future.
I want to help and look forward to working with you. Please contact me anytime for home buying or selling assistance, general questions about Real Estate or to discuss the market value of your home.
Susan Smither
813-230-5804
Email: smithersells@yahoo.com












is a service mark of
The Prudential Insurance Company of America.
Equal Housing Opportunity.